01 / Guides
US stocks for beginners
From "what are US stocks" to "buying your first one on Binance", walked through step by step from an eligible non-US reader's point of view. We only cover how to do it and what to watch for — no stock tips, no predictions.
All guides
24 articlesGetting started & eligibility9
- Core guide
The complete guide to buying US stocks on Binance (real shares, end to end)
For eligible non-US users: what US stocks are, how to check eligibility, and the full flow to buy your first real share on Binance — fractional shares, the $0.35 per-order platform fee, dividends and custody. Educational, no stock tips.
- Topic guide
US stocks for beginners: from zero to your first trade
First time buying US stocks and afraid of slipping up? From "what are US stocks" to placing your first order on Binance: open an account, deposit, search a ticker, fractional shares, how the $0.35 per-order platform fee works, and how to read the screen.
- Topic guide
Non-US eligibility explained: where it works, and how to confirm
Binance US stocks are only for non-US users, and US users are excluded; elsewhere it depends on Binance terms and your verification. How to check your status against the terms, how the platform verifies you, and why the limit exists.
- Topic guide
Can't find US stocks on Binance? Switch to Traditional Chinese
Followed the steps but can't find the US-stocks entry on Binance? The feature currently shows only under the Traditional Chinese interface. This walks you through switching the app language to find the "traditional finance / stocks" module.
- Topic guide
Common beginner mistakes buying US stocks (first person)
Which traps do beginners fall into? Ignoring eligibility, treating zero commission as zero cost, splitting into tiny orders eaten by the $0.35 fee, mistaking tokenized bStocks for real stock… told first-person to help you steer clear.
- Topic guide
US vs A-share vs HK stocks: how overseas Chinese choose
What sets US, A-share and HK markets apart? Trading hours, price limits, settlement, currency and access compared, from the angle of an eligible non-US reader. Comparison only — no market recommendation, not investment advice.
- Topic guide
What is a US ETF, and how a beginner reads the categories
What is an ETF? A basket of assets that trades like a stock on an exchange. How ETFs differ from single stocks, the common categories (broad-index/sector/bond), and how to buy them on Binance. Categories only, no specific picks.
- Topic guide
Binance vs a traditional broker for US stocks: how to choose
Binance or a traditional broker for US stocks? Compared item by item — funding ease, thresholds, fees, custody/regulation, asset type, trading hours — with who each suits and each one's risks. It won't decide for you.
- Topic guide
Is buying US stocks on Binance safe? Who holds custody
Is it safe? Split it into real stocks (licensed broker + third-party custody) and tokenized bStocks (an extra issuer layer): a five-layer breakdown of custody, regulation, market, tokenization and account safety — with no "absolutely safe" verdict.
Orders & costs6
- Topic guide
Funding Binance to buy US stocks: which coins, how to deposit, how long
You need funds in — and in the right account — before you can buy. Which coins Binance supports for US stocks (USDC/USDT/BNB, per official), how to deposit, network and minimums to watch, and the money flow from deposit to order.
- Topic guide
Is Binance US-stock "zero commission" real? The $0.35 platform-fee truth
Zero commission for non-US users is real, but each order still has a platform fee — about $0.35 up to $350 and about 0.1% above. This guide goes through the platform fee, the spread and the other costs one by one.
- Topic guide
How to buy fractional US shares, and the minimum
For eligible non-US users: what fractional shares are, the by-amount ordering flow on Binance, the roughly $5 minimum, how the ~$0.35 fee weighs on small orders, and how dividends and splits work. Educational, no stock tips.
- Topic guide
US market hours, pre/after market, and 2026 holidays
When does the US market open and close? Regular hours are 9:30–16:00 ET; daylight saving shifts your local time. Trading sessions, pre/after market, the 2026 holiday calendar and early closes, with a live market-status tool.
- Topic guide
How to find a US stock ticker, plus common tickers
How to look up a US ticker? AAPL, MSFT, TSLA, SPY, QQQ… what a ticker is, how to search by name on Binance or a quote site, with a common-ticker reference table. For reference only, not a recommendation.
- Topic guide
USD⇄CNY: how to work out the cost of buying US stocks
US stocks are priced in USD; many overseas-Chinese readers think in CNY. How to convert, how to handle a moving exchange rate, remembering the ~$0.35 fee — with a worked example and a conversion tool.
Tokenized stocks5
- Core guide
Real stocks vs tokenized bStocks: differences, risks and how to choose
On Binance, real stocks (broker-custodied) and tokenized bStocks (a token standard on the underlying blockchain network) are two different things: trading hours, rights, counterparty, regulation and risk compared item by item, with the issuer/liquidity/regulatory risks of bStocks spelled out.
- Topic guide
What are bStocks: a tokenized-securities primer
What are bStocks? Tokenized security products, issued by a disclosed issuer/product arrangement, price-pegged to the underlying stock, traded extended-hours, not the same as shares, and terms and availability may change. How the mechanism works, how it differs from real stock, and the risks to watch.
- Topic guide
How to buy bStocks: buying tokenized US stocks on Binance, and the risks
How do you buy bStocks? The buying approach for Binance's tokenized US stocks (token-standard), how they differ from real shares, what the extended trading hours are like, and the issuer/liquidity/regulatory risks you must understand. Educational, not a nudge to buy.
- Topic guide
Binance Wallet and bStocks: how on-chain trading hours work
How does Binance Wallet (a self-custody wallet) differ from an exchange account? And how do the extended on-chain trading hours of tokenized bStocks (a token standard on the underlying blockchain network) actually work? A primer, with the seed-phrase, phishing and issuer risks spelled out.
- Topic guide
The risks of tokenized stocks (counterparty / liquidity / regulation)
Beyond market swings, tokenized bStocks add issuer/counterparty, liquidity and regulatory uncertainty while rules are still developing. This piece lays out the risks objectively; whether to take part is your call.
Holding & taxes4
- Topic guide
How dividends and corporate actions are handled on Binance
For US stocks bought on Binance, how are dividends and actions like splits handled? Real shares are handled by a licensed broker and custodian; tokenized bStocks follow the issuer's terms. Dividends may involve withholding tax — go by the official rules and your tax status.
- Topic guide
Do non-US users pay tax on US-stock dividends? Withholding tax and W-8BEN explained
Do non-US users pay tax on US-stock dividends? Two kinds of tax: the US 30% default withholding on dividends, whether a treaty lowers it, how W-8BEN works and how long it lasts, plus why capital gains usually are not US-taxed for non-residents. Educational, not tax advice.
- Topic guide
When is US earnings season? How beginners read the earnings calendar
US earnings season runs about four times a year, clustered around mid-Jan/Apr/Jul/Oct. What it is, why prices swing hard on report day, where to find the earnings calendar, and why beginners should not treat earnings as a prediction. Educational, no tips.
- Topic guide
Does my home country tax my US stock gains? Residence rules
US withholding settles the US side; your country of residence decides separately. How tax residence is worked out, how the exemption and credit methods relieve double tax, and which records to keep.